What Affects Home Insurance Prices | What Affects Home Insurance Prices

Whenever your insurance renews, the premium can change. Understanding your premium change can be difficult, especially if you have not made any recent updates to your policy. Though premiums can vary for a number of reasons, here are a few to consider:

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New discounts may become available and some discounts may roll off over time.

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The cost to rebuild or repair your home may have changed.

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All states regulate insurance rates. Yours could be higher or lower depending on the state.

What you can do today

Taking a moment to review your policy information can help you make informed decisions and plan ahead.

Fewer bills, more savings

Enrolling in the AutoPay plan may lower your payment.*

Log in or register for MyTravelers® to enroll

Check your discount eligibility

Review available home discounts to see if you are receiving those that you may be newly eligible for.**

Learn more about available home discounts

Bundle your policies

Where available, there may be savings opportunities when you bundle your insurance policies with Travelers.**

Learn more about bundling your policies

Have more questions?

Please contact a Travelers representative or your independent agent who can help answer questions you may have, assess your current coverages, and identify any discounts for which you may be eligible.


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